# Capital Funding: Capital Funding is known as the \#1 Hard Money Lender in Florida among investors with over 500 Million in closed loans and an A\+ Rating with the BBB\.

> Hard Money Lender in Florida \- Capital Funding is a direct lender offering hard money loans on residential \& commercial properties nationwide

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## Pages
- [About Us](https://capitalfunding.com/about-us/)
- [Contact Us](https://capitalfunding.com/contact-us/)
- [Terms of Service](https://capitalfunding.com/terms-of-service/)
- [Privacy Policy](https://capitalfunding.com/privacy-policy/)
- [Apply For A Loan](https://capitalfunding.com/apply/)
- [Home Page](https://capitalfunding.com/)
- [Fix and Flip Program](https://capitalfunding.com/services/fix-and-flip-program/)
- [Hard Money Loan Program](https://capitalfunding.com/services/hard-money-program-bridge-loan/)
- [Commercial Bridge Loans](https://capitalfunding.com/services/commercial-bridge-loans/)
- [Ground Up Construction Program](https://capitalfunding.com/services/ground-up-construction-program/)
- [Multifamily Bridge Loan Program](https://capitalfunding.com/services/multifamily-bridge-loan/)
- [Private Money Lenders Florida](https://capitalfunding.com/private-money-lender-florida/)
- [Primary Residence Program](https://capitalfunding.com/services/primary-residence-program/)
- [Rental DSCR Loan Program](https://capitalfunding.com/services/rental-dscr-program/)
- [Commercial Perm Loan Program](https://capitalfunding.com/services/commercial-perm-loan-program/)
- [Small Balance Commercial Loan Program](https://capitalfunding.com/services/small-balance-commercial-loans/)
- [Foreign National Loan Program](https://capitalfunding.com/services/foreign-national-loan/)
- [Projects](https://capitalfunding.com/projects/)
- [Why Us](https://capitalfunding.com/why-us/)
- [Broker Program](https://capitalfunding.com/broker-program/)
- [Blog](https://capitalfunding.com/blog/)

## Posts
- [Lender Ready ARV Loans for Flippers: Playbook and Case Study](https://capitalfunding.com/blog/arv-loan/): Practical, lender\-focused ARV loan playbook for flippers\. Learn the 70% max\-offer math, build lender\-ready rehab budgets and draw schedules, and see a\.\.\.
- [U\.S\. Private Lender Playbook to Finance Non Warrantable Condos in 25–35 Days](https://capitalfunding.com/blog/non-warrantable-condo-financing/): Practical U\.S\. playbook from a private lender: which lenders close non warrantable condos, the HOA documents underwriters want, typical LTVs and rates,\.\.\.
- [Cut Sponsor Equity $1M: Build to Rent Financing for U\.S\. Developers](https://capitalfunding.com/blog/build-to-rent-financing/): Deal first playbook for U\.S\. developers on build to rent financing\. Learn loan sizing math, exit timing, lease up bridges, and when a private lender can\.\.\.
- [6 vs 12 Month Seasoning for U\.S\. Cash Out: Rules, Docs, Private Loans](https://capitalfunding.com/blog/cash-out-seasoning-requirements/): Compare Fannie Mae, Freddie Mac, FHA, VA, and USDA seasoning rules for U\.S\. cash out refinances\. Learn which documents prove eligibility, how delayed\.\.\.
- [Prequalify in Days: U\.S\. Bridge Loan Requirements \(680\+ Credit\)](https://capitalfunding.com/blog/bridge-loan-requirements/): Build an application ready file that meets lender ranges: credit 680\+, equity, 3–6 months reserves, core documents, and an exit plan\.

## Personnel
- [Andy Baum](https://capitalfunding.com/blog/personnel/andy-baum/)
- [Danielle Goldberg](https://capitalfunding.com/blog/personnel/danielle-goldberg/)
- [Heather Murray](https://capitalfunding.com/blog/personnel/heather-murray/)
- [Dalton DiNatale](https://capitalfunding.com/blog/personnel/dalton-dinatale/)
- [David DiNatale](https://capitalfunding.com/blog/personnel/david-dinatale/)

## Portfolio
- [$1,075,000 Loan Secured](https://capitalfunding.com/blog/portfolio/1075000-loan-secured/): Funded 74% of the $1,449,876 purchase price, while the Borrower contributed 26% cash at closing\.

## FAQs
- [What are the expectations around documentation and communication?](https://capitalfunding.com/blog/ufaq/what-are-the-expectations-around-documentation-and-communication/)
- [Are there opportunities to influence architecture?](https://capitalfunding.com/blog/ufaq/are-there-opportunities-to-influence-architecture/)
- [Will I collaborate with other teams?](https://capitalfunding.com/blog/ufaq/will-i-collaborate-with-other-teams/)

## Categories
- [Residential](https://capitalfunding.com/blog/category/residential/)
- [Construction](https://capitalfunding.com/blog/category/construction/)
- [Commercial](https://capitalfunding.com/blog/category/commercial/)
- [Uncategorized](https://capitalfunding.com/blog/category/uncategorized/)

## Tags
- [Private Lending](https://capitalfunding.com/blog/tag/prviate-lending/)
- [hard money lender](https://capitalfunding.com/blog/tag/hard-money-lender/)
- [hard money loan](https://capitalfunding.com/blog/tag/hard-money-loan/)
- [luxury bridge loans](https://capitalfunding.com/blog/tag/luxury-bridge-loans/)
- [bridge loans](https://capitalfunding.com/blog/tag/bridge-loans/)

## Portfolio Category
- [Commercial](https://capitalfunding.com/blog/portfolio_category/commercial/)

## Optional
- [Sitemap index](https://capitalfunding.com/sitemap_index.xml)