July 17, 2025

Written by: David DiNatale

In the fast-paced world of real estate investing, timing is everything. Whether you’re flipping properties, acquiring multifamily units, or bridging the gap between sales, traditional financing can often slow you down with lengthy approvals and strict requirements. That’s where hard money bridge loans come in as a game-changer. At Capital Funding (capitalfunding.com), our Hard Money Bridge Program offers flexible, speedy solutions tailored for savvy investors. If you’re searching for hard money loans or real estate bridge financing, this program could be your key to seizing lucrative opportunities without the red tape.

Why choose hard money bridge financing from Capital Funding? Here are the standout advantages that make our program a top choice for real estate professionals:

1. Lightning-Fast Closings: In real estate, delays can cost deals. Our Hard Money Bridge Program allows closings in as little as 3 to 14 days from deposit, ensuring you can secure properties before they’re off the market.
2. No Credit Score Barriers: Traditional lenders scrutinize credit scores, but we don’t. With no minimum credit score required, our hard money loans are accessible to investors regardless of past financial hiccups.
3. Flexible Asset Classes: We support a variety of properties, including single-family homes, multifamily buildings, and mixed-use developments. This versatility makes our bridge loans perfect for diverse investment strategies.
4. Competitive LTV Ratios: Borrow up to 65% loan-to-value (LTV), with exceptions available up to 70%. This means more leverage for your investments without overextending your equity.
5. Interest-Only Payments: Keep cash flow manageable with interest-only amortization, allowing you to focus on property improvements rather than principal repayments during the loan term.
6. No Prepayment Penalties: Flexibility is key in real estate bridge loans. Our program offers no prepayment penalties, so you can refinance or sell without extra costs eating into your profits.

Additionally, we provide holdbacks for light renovations (CapEx/TI), enabling you to fund minor upgrades that boost property value. With no minimum net worth or liquidity requirements, even emerging investors can qualify, democratizing access to hard money financing.

Capital Funding’s Hard Money Bridge Program is built on straightforward criteria to streamline the process. Here’s a breakdown of the key parameters:

These criteria ensure our hard money bridge loans are not only competitive but also customized to fit the unique needs of each borrower. Interest rates between 10.00% and 12.99% reflect the short-term nature and risk profile, while origination fees of 2.00% to 3.00% are scaled based on loan specifics for fairness.

If you’re a real estate investor facing time-sensitive opportunities, hard money bridge financing from Capital Funding is an excellent fit. Common scenarios include:

• Property Flippers: Secure funds quickly to purchase and renovate single-family homes.
• Multifamily Developers: Bridge the gap while awaiting permanent financing for apartment complexes.
• Mixed-Use Investors: Fund acquisitions in urban areas where traditional loans fall short.

Even if you have less-than-perfect credit or limited liquidity, our program removes those hurdles, focusing instead on the strength of your asset.

How to Get Started with Capital Funding’s Hard Money Program

Applying for a hard money loan with us is simple and efficient. Visit capitalfunding.com to submit your application online. Our team of experts will review your property details and guide you through the process, from initial deposit to closing in days—not weeks.

Don’t let slow financing derail your next big deal. With Capital Funding’s Hard Money Bridge Program, you’re equipped to move swiftly and confidently in the real estate market.

Ready to bridge your way to success? Contact us today at info@capitalfunding.com and discover how our hard money bridge loans can fuel your investments.