For real estate investors in South Florida, speed and flexibility are the currency of success. Whether you are eyeing a distressed property in Victoria Park, planning a luxury renovation in Las Olas, or breaking ground on a multi-family project in Flagler Village, traditional financing often moves too slowly to capture the best deals.
As a leading hard money lender in Fort Lauderdale, Capital Funding provides the capital you need to close deals quickly and maximize your ROI. We understand the unique dynamics of the Broward County market, from the booming short-term rental demand near the beaches to the revitalization of downtown neighborhoods.
Fort Lauderdale is no longer just a vacation destination; it has evolved into a robust hub for international business, marine industries, and luxury living. For real estate investors, the “Venice of America” offers distinct advantages in the current market:
High Rental Demand: With a thriving tourism sector and a growing population of young professionals, rental demand remains at historic highs. Neighborhoods like Sailboat Bend and Tarpon River are seeing surging rents, making them ideal for our DSCR Rental Loans.
Inventory Opportunities: Recent market shifts have transitioned parts of Fort Lauderdale into a “buyer’s market” for the first time in years. With inventory rising, savvy investors can negotiate better purchase prices on distressed assets—perfect for a Fix and Flip Loan.
The “Yachting Capital” Premium: Properties with water access or proximity to marinas command premium pricing. Renovating older waterfront homes in areas like Coral Ridge can yield substantial profit margins.
At Capital Funding, we offer asset-based lending solutions designed for investors, by investors. We look beyond your credit score and focus on the potential of the deal.
Competition in Fort Lauderdale is fierce. When you find a property below market value, you need to act immediately. Our Fix and Flip program offers up to 90% of Purchase Price and 100% of Rehab Costs, allowing you to preserve your liquidity while you transform a property.
Best for: Distressed single-family homes, probate sales, and auctions.
With land becoming scarce in prime Fort Lauderdale zip codes, many investors are tearing down older structures to build modern masterpieces. Our construction financing provides the runway you need to build vertical without the red tape of a bank.
Best for: In-fill lots in Rio Vista or Wilton Manors.
If your strategy is long-term wealth, our Debt Service Coverage Ratio (DSCR) loans are the perfect solution. We qualify the loan based on the property’s cash flow (rental income) rather than your personal income tax returns. This is a game-changer for investors with large portfolios or self-employed individuals.
Best for: Airbnb/VRBO vacation rentals and multi-family buildings.
Sometimes you just need a short-term bridge to get from point A to point B. Whether you are waiting for a traditional mortgage to clear or need to unlock equity from an existing commercial asset, our bridge loans offer speed and certainty of execution.
Finding a reliable hard money lender in Fort Lauderdale can be the difference between closing a profitable deal and losing your deposit.
Local Expertise: We know the value of a canal-front lot versus a dry lot. We understand the zoning shifts in downtown Fort Lauderdale. We value your deal accurately because we know the market.
Speed to Close: We can often fund deals in as little as 5 to 7 days.
Direct Lending: We lend our own capital, meaning we make the decisions—not a committee across the country.
Don’t let a slow bank kill your next investment opportunity. Partner with Capital Funding, the trusted choice for Fort Lauderdale real estate investors.
Contact Us Today to discuss your scenario or Apply Online to get a term sheet in 24 hours.
