In the competitive and fast-paced real estate market of Palm Beach County, having a reliable financial partner is the key to securing the best investment opportunities. As a leading Palm Beach hard money lender, Capital Funding Financial provides the speed, flexibility, and certainty of execution that local investors and developers demand.
Headquartered locally in Boca Raton, we understand the nuances of the Palm Beach market better than anyone. Whether you are looking to acquire a luxury waterfront property, build a spec home from the ground up, or renovate a distressed asset, our direct private lending programs are designed to help you close in days, not months.
Traditional financing often fails to meet the needs of real estate investors due to slow processing times and strict underwriting guidelines. As a direct Palm Beach private lender, we lend our own family office capital, allowing us to bypass the red tape. We focus on the value of the real estate asset rather than the borrower’s personal income or credit history.
If you are seeking a Palm Beach asset based lender, Capital Funding Financial offers streamlined underwriting with no tax returns required. Our common-sense approach ensures that you get the leverage you need to maximize your return on investment.
The demand for luxury inventory in Palm Beach County is at an all-time high. For developers ready to break ground, finding a reliable Palm Beach construction lender is critical. Our Ground Up Construction Program is tailored for builders creating single-family spec homes and mixed-use projects.
We offer high-leverage construction financing that covers land acquisition and vertical construction costs. With our local presence, we can quickly assess project feasibility and manage draws efficiently, keeping your project on schedule.
Speed is the name of the game in real estate investing. As a premier Palm Beach fix and flip lender, we provide the capital necessary to purchase and renovate properties quickly. Our Fix and Flip Loan Program includes up to 100% of renovation costs, allowing you to focus on transforming the property and generating a profit.
Additionally, for investors needing to bridge the gap between acquisition and permanent financing or sale, we serve as a dedicated Palm Beach bridge lender. Our bridge loans are perfect for time-sensitive transactions, such as 1031 exchanges or closing on non-stabilized assets.
We don’t just talk about lending; we actively fund deals in your backyard. Here are a few recent examples of loans we have closed right here in Palm Beach County:
$4,400,000 Construction Loan in Boca Raton, FL:
Capital Funding Financial funded a $4.4 million construction loan for a luxury single-family spec home in the prestigious Royal Palm Yacht & Country Club. This project highlights our ability to support high-end developments in Palm Beach’s most exclusive neighborhoods.
$2,730,000 Construction Loan in Delray Beach, FL:
We closed a $2.73 million construction loan for a developer building a luxury single-family home in Delray Beach. Our team provided the necessary capital to take this project from vision to reality.
We closed a $23 million construction loan for a developer building a luxury single-family home in Palm Beach. Our team provided the necessary capital to finish the project when the existing lender stopped funding draws.
Located in Palm Beach County at 5550 Glades Rd, Boca Raton, FL 33431 we are your local lending partners. We offer:
Speed: Closings in as little as 3-7 days.
Flexibility: No minimum credit score and no income documentation for most loans.
Capacity: Loans ranging from $250k to over $50M.
Stop losing deals to slow financing. Partner with the top Palm Beach private lender today.
Apply for a Loan Today or call us to discuss your next Palm Beach project.
