FORECLOSURE BAILOUT LOANS

If you are facing a foreclosure, Capital Funding's foreclosure bailout loan program is designed to save your property before going to auction.

What is a foreclosure bailout loan?

A foreclosure bailout loan is a short-term private loan that pays off your existing mortgage and immediately stops foreclosure proceedings. Instead of losing your property at auction, you replace your current loan with a new one that gives you time to stabilize your finances, rebuild credit, or refinance under better terms later:

  • When you need to close fast (in less than 2 weeks)
  • When the property is not generating any income
  • When you don’t have a strong credit score (below 620)
  • When you can’t provide verifiable income (no tax returns available)
  • When you are behind on mortgage payments or received a Notice of Default
  • When you have been denied by a bank due to high debt to income ratios

At Capital Funding, our foreclosure bailout loans close very quickly… even in as little as 3 days! Unlike conventional loans, our foreclosure bailout loans require no personal income verification and very little documentation. As a direct private lender, Capital Funding can help you in tough situations, and offer quick and easy access to capital when you need it. In today’s fast-paced real estate market, we provide you with a fast & reliable capital partner that you can count on.

APPLY FOR A FORECLOSURE BAILOUT LOAN

Secure a foreclosure bailout loan quickly with Capital Funding, the fastest foreclosure bailout lender. Get approved now and let us fuel your real estate investment dreams with speed and ease.

Investment Criteria

Loan Size$250,000 – $25 Million (exceptions for higher amounts)
Term12 – 24 month options
Time to Close3 – 14 Days from Deposit
Asset ClassesSingle Family, Multifamily, Mixed-Use
LTVUp to 65% LTV 
Lien PositionSenior secured first mortgage or deed of trust
Interest Rate10.49% – 12.99%
Origination Fees2.00% – 3.00% (adjusted to loan size, timing, and complexity)
AmortizationInterest Only
CapEx/TI HoldbacksHoldbacks for light renovations available
PPP / Yield MaintenanceNo Prepayment Penalty Available
Minimum Credit ScoreNone
Minimum Net Worth & LiquidityNone

IF YOUR PROPERTY IS AT RISK OF FORECLOSURE... YOU STILL HAVE OPTIONS

Capital Funding’s Foreclosure Bailout Loan Program is designed for real estate investors who need fast & reliable access to capital to work themselves out of a maturity or payment default. It is our fastest and most reliable program for investors who face time constraints and need a quick closing with minimum documentation, complicated tax structures, or subpar credit.

We can deliver a Foreclosure Bailout Loan with a turnaround time just a few days, at a speed that conventional bank financing just can’t match. The Foreclosure Bailout Loan Program is sure to help you out of a jam.

Eligible Properties for
Foreclosure Bailout Loans

The following property types and real estate asset classes can be eligible for a Foreclosure Bailout Loan

Single Family & Multi Family

A single family property pertains to any 1-4 unit property for residential use. Whereas, Multi-family is a classification of residential properties where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Capital Funding, we will lend to real estate investors looking to purchase or refinance single family & multi-family properties with loan amounts of $250,000+.

Mixed Use

Mixed-use is a type of development that blends residential and commercial uses into one integrated complex or building. At Capital Funding, we will lend to real estate investors in the following scenarios: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out on mixed use projects with loan amounts from $250,000+.

Retail

Retail is any property used for commercial retail space such as a storefront for selling goods or services. Capital Funding will lend to real estate investors and business owners who are looking for a loan for: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out from $250,000+.

Office

Office is a rental property classification which generates income from tenants comprised of businesses and professionals. Capital Funding will lend to real estate investors and business owners who are looking for a loan for: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out from $250,000+.

Hospitality

Capital Funding will lend to experienced operators with a flag in the hotel and lodging sector. Loan size for this classification is typically $500,000+.

Other Eligible Properties

Self storage, senior housing, marinas, parking facilities, automotive.


Common uses include: Acquisition, refinance, cash-out, renovation / construction.

Required Documents

We recommend being prepared to provide the following documentation in order to process this type of loan as efficiently as possible.

Personal Documents

Loan Application
Driver’s License & Passport
Bio/Resume
Last Two Month’s of Bank Statements

Property Documents

Purchase Contract or Payoff (if applicable)
Leases (if applicable)
Valuation (if available)
Rent Roll / Operating Statements (if applicable)
Title & Insurance Contacts

Business Documents

Entity Documents – Articles of Organization + Bylaws/Operating Agreement + EIN #

APPLY NOW

Get the fastest Foreclosure Bailout Lender on your side and partner with Capital Funding

Close in as Little as 3 Days!

Here's a real life case study of Capital Funding's Foreclosure Bailout Loan

Why Choose Capital Funding's
Foreclosure Bailout Loan Program

  • I used them for our project that required a hard money loan to close on in 5 days. Scott did a great job. They were able to get it done in time and the terms were very fair. Great company with a great team. I will use them again for my next hard money loan.

    Corrine Grimes
  • We closed a hard money loan with Capital Funding Financial in Naples, FL. They were great work with by providing us a quick closing in 7 days and no drawn out underwriting process. I highly recommend using them.

    Narek Leushuis
  • I want to thank the Capital Financial LLC team for all of their hard work in closing our quick bridge loan in 5 days! I was provided a reasonable rate, great service, and a quick closing. 5 stars!

    Niki Yates

LET’S GET STARTED

Wondering which program best fits your investment? Speak to a loan officer to get tailored guidance on the best options for your property.

5550 Glades Rd Ste #200,
Boca Raton, FL 33431