A “Rental Investment” loan is a long-term loan used to purchase or refinance property with the intent to hold it for at least 3+ years in order to profit from the cash flow from the property and future appreciation.”DSCR” means Debt-Service Coverage Ratio, referring to the ratio of cash available to cover the loan service. It compares the operating income that the rental property generates against the rental loan itself.
A Rental Investment loan is a great fit in the following situations:
At Capital Funding, our rental real estate investment loans close quickly…even in as little as 10-14 days at rates starting at 6.50%!
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Our Rental Investment loans require no personal income verification and very little documentation. Whereas traditional loans can take weeks to assess loan requirements, our loan officers help your real estate investment move as quickly as market trends do. With favorable terms, competitive rates, and no scrutiny of personal finances or tax returns, Capital Funding offers twice the accessibility to first-time investors than conventional loans do. Reach your investment goals — Apply for a rental property loan today, and start generating rental income!
Single Family is classified as one to four-unit residential use dwellings including condominium, P.U.D., townhomes, duplex’s, triplex’s, and quadplex’s. At Capital Funding, we will lend to real estate investors and entities looking to purchase, refinance, fix & flip, or buy to rent with loan amounts from $75,000+.
Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Capital Funding, we will lend to real estate investors looking to purchase or refinance multi-family properties with loan amounts of $250,000+.
Loan Application
Track Record
Most Recent Bank Statement
Drivers License and/or Passport
Purchase Contract
Payoff Statement (if Refinance)
Rent Roll & Leases
Taxes Statement & Evidence of Insurance
Articles of Incorporation
Operating Agreement (LLC) or Bylaws (Corp.)
EIN Letter
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