A “Small Balance Commercial Loan” is a loan on commercial real estate less than $10MM in size. These loans are backed by multifamily, mixed-use, office, retail, warehouse, light industrial, self-storage, mobile home communities and other similar property types. A small balance commercial loan is a great fit in the following situations:
At Capital Funding, our small balance commercial loans close very quickly… even in as little as 21 – 28 days! Our small balance commercial loans require very little documentation!
HOW TO GET A SMALL BALANCE COMMERCIAL LOAN
Secure a small balance commercial loan quickly for your investments with Capital Funding, the fastest hard money lender. Get approved now and let us fuel your real estate investment dreams with speed and ease.
A small balance commercial loan is a loan on multifamily, mixed-use, office, retail, warehouse, light industrial, self-storage, mobile home communities and other similar property types which is underwritten based on the income of the property in place. Small balance commercial loans can be used to finance a range of business needs, including equipment purchases, inventory financing, working capital, and real estate purchases. This can help businesses grow and expand their operations. Small balance commercial loans offer more flexible repayment terms, which can help businesses manage their cash flow more effectively.
Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Capital Funding, we will lend to real estate investors looking to purchase or refinance multi-family properties with loan amounts of $250,000+.
Retail is any property used for commercial retail space such as a storefront for selling goods or services. Capital Funding will lend to real estate investors and business owners who are looking for a loan for: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out from $250,000+.
Mixed-use is a type of development that blends residential and commercial uses into one integrated complex or building. At Capital Funding, we will lend to real estate investors in the following scenarios: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out on mixed use projects with loan amounts from $250,000+.
Office is a property classification which generates income from tenants comprised of businesses and professionals. Capital Funding will lend to real estate investors and business owners who are looking for a loan for: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out from $250,000+.
Capital Funding will lend to experienced operators with a flag in the hotel and lodging sector. Loan amounts are $500,000+.
Other eligible properties include: Self storage, senior housing, marinas, parking facilities, automotive
Common uses include: Acquisition, refinance, cash-out, renovation / construction
Loan Application
Track Record / Personal Financial Statement
Last Month’s Bank Statement
Drivers License and/or Passport
Purchase Contract
Payoff Statement (if Refinance)
Rent Roll, Financials, & Leases
Renovation Budget (if Rehab)
Articles of Incorporation
Operating Agreement (LLC) or Bylaws (Corp.)
EIN Letter
APPLY NOW
Get the fastest hard money lender on your side and let Capital Funding fund your dreams.
5550 Glades Rd Ste #200,
Boca Raton, FL 33431
Purchase Contract or Payoff & Current Mortgage Statement (if applicable)
Leases (if applicable)
Renovation Budget
Plans/Specs
Valuation (to be ordered)
Title & Insurance Contacts
Loan Application
Copy of Driver’s License & Passport
Personal Financial Statement
Schedule of Real Estate Owned
Track Record/Bio
Last Two Months of All Bank Statements
Entity Documents – Articles of Organization + Bylaws/Operating Agreement
